| Property Type | Conforming Limit | FHA Limit |
|---|---|---|
| 1-Unit (single-family) | $832,750 | $541,287 |
| 2-Unit (duplex) | $1,066,669 | $693,335 |
| 3-Unit (triplex) | $1,289,930 | $838,454 |
| 4-Unit (fourplex) | $1,602,960 | $1,041,923 |
As of January 1, 2020 (Blue Water Navy Vietnam Veterans Act), VA loans have no loan limits for veterans with full entitlement. This means:
Veterans with remaining entitlement (partial entitlement from prior VA loans) may have limits in high-cost counties. Check with a VA-approved lender for your specific entitlement amount.
This county likely contains USDA-eligible areas. Many rural and suburban properties in this area qualify for USDA Rural Development loans (0% down). Verify your specific address at the USDA eligibility map.
USDA loans offer 100% financing (no down payment), competitive interest rates, and reduced mortgage insurance compared to FHA. Income limits apply — typically up to 115% of area median income.
Washington's Consumer Loan Act and Mortgage Broker Practices Act govern lenders. King County is subject to specific housing affordability programs. Washington has no state income tax, which can affect DTI calculations.
Get pre-approved or compare rates — free, no credit pull, no obligation. We'll connect you with a licensed mortgage professional in WA.